Small Business Loan Financing
Your SBA Partner
When you’re a small business owner, there’s literally no such thing as too many capital sources. You need money to help support your operations, fill large client orders, and fund your growth. Fortunately for you, there are resources available to help you in your fight to gain financial stability. We here at Global Integrity Finance can help you to find them.
We’re proud to carry the distinction of being an SBA Preferred Financial Services company. That means that we work closely with lenders who participate in the federal government’s small business loan program. These lenders have been given the authority to approve loan applications on their own, meaning that your application through us has a greater chance at being approved that much faster. When you’re operating at the speed of business, that time saved is great benefit.
Through the government’s SBA program, you can obtain the financing that you need in order to:
- Secure commercial real estate
- Consolidate debts
- Acquire a pre-existing company
- Purchase new business equipment
Depending upon your company’s financial profile, you may qualify for a loan through either the 7(a) or 504 loans programs. 7(a) loans are available for anywhere between $200,000 to $5 million with rates that are always market competitive. You can get up to 100 percent financing on both equipment purchases and debt refinancing, 90 percent on real estate transactions, and 80 percent for business acquisition. Loan terms range from 7 years for permanent working capital to 25 years for real estate purchases.
The 504 loan program offers many of the same benefits, with the added potential of increasing your loan amount to up to $12 million. You also have the option to carry both a first and second mortgage on select not-for-profit and owner-occupied commercial properties.
In today’s competitive business market, there’s no need to go it alone if you don’t have to. With the help of our team of financial professionals here at Global Integrity Finance, you can get the funds that you need to help support your small business faster and with less hassle then you can through anyone else. Allow us to help to guarantee your company’s success. To get started on your SBA loan application, just give us a call today.